Business has still been up and down for me lately.  Interest rates have remained high, chasing away many potential families from house shopping.   Home inventory remains low, and those that do shop are many times competing with multiple offers on homes they are interested in. It’s just a crazy time in…

Monday was another sad day.  Our son texted us from work telling us his friend Jeffrie (along with two other 18 year olds) were killed in a single car crash in Nashville the night before.  Jeffrie has been over to our house a couple of times as he and Donevon…

I remember the day 6 years ago I met my next door neighbors – Jeanine & Scott, with their three kids Ashley, Parker, and Ellie who moved here from California.  Great folks!   We grew to become friends with their entire family – we met their in-laws, talked about yard work, school…

As my job requires, I talk to a lot of people that want to get a home loan.  Some of them are qualified but many are not (and who usually think that they are btw)!  There are several ways I could approach the conversation when the light bulb goes off in…

Our company recently had a one-day meeting where we brought almost everyone from our region into Nashville. It was inspiring!  We had our president, EVP, VP of products and a fellow top loan officer who spoke and offered compelling motivation and much needed perspective on what is going on in our…

I work mostly from home, periodically going into the office while also having numerous in person meetings at various lunch or breakfast restaurants throughout the week.  I have a “spot” that I work at from home.  It’s not a separate room that is an office, but a bedroom in which…

I fight every morning to do the same thing. You see I have a bad habit I have formed involving what I do when I get up in the morning. Instead of praying first thing when my feet hit the floor, I have decided it is more important to turn…

Last week I was in the middle of working on a loan that I am trying to get closed.  This particular loan involves lots of details and is somewhat complex, so my processor and I have been in constant communication about it. Towards the end of the week, there was…

Being back in the office more frequently I get to interact with my co-workers in person more than just on Zoom or Teams calls.  It leaves room for chit chat and small talk, as well as the opportunity to get to know my co-workers more on a personal level than…

Being in the Mortgage business in the current economic climate continues to be difficult. With interest rates hovering around 7% and inflation not quite under control, folks continue to put off purchasing a new home.  Nevertheless,  there are still opportunities to help people with their home loan as I have noticed…