It is a very competitive market in the mortgage industry today.  Families are very cost conscious when it comes to their fees and interest rates. Mortgage lenders have shaved as much cost out of the process as we possibly can so we can be ultra competitive. On top of that, there…

I wear a silicon band around my right wrist most of the time.  It says “get your mind right” and references Romans 8:5. It is from a sermon that one of our elders in our church is known for about mind set: “Those who live according to the flesh have…

“…for at whatever point you judge the other, you are condemning yourself, because you who pass judgment do the same things.”  Roman 2:1b (NIV) It’s so easy to pass judgment on others. But we have to be careful who and what we call out – because many times we do…

We had an all day continuing education class at our office last week. In order to maintain my license I along with my fellow loan officers are required to take continuing education ever year for the states we are licensed in. Small talk and table talk always ensues during the class…

It gets hard sometimes.  My job is fulfilling but sometimes certain days can be more difficult than others.  Last week took me a little off of my game plan as one of the loans I was working on started to go sideways right as we were getting to the very end…

We had a “happy hour” last week for our branch office at a local restaurant/bar.   It’s an opportunity for everyone to get together in person other than for an “official” meeting or training.   It’s always good to hang with my co-workers in a non-work type environment and get to know…

“Give thanks in all circumstances; for this is God’s will for you in Christ Jesus.” I Thes 5:18  Gratitude is the key to continued happiness. Feeling down? Think about how much you have to be thankful for! Feeling like you don’t have enough?  Think about all that you DO have! It works for me every…

Business has still been up and down for me lately.  Interest rates have remained high, chasing away many potential families from house shopping.   Home inventory remains low, and those that do shop are many times competing with multiple offers on homes they are interested in. It’s just a crazy time in…

Monday was another sad day.  Our son texted us from work telling us his friend Jeffrie (along with two other 18 year olds) were killed in a single car crash in Nashville the night before.  Jeffrie has been over to our house a couple of times as he and Donevon…

I remember the day 6 years ago I met my next door neighbors – Jeanine & Scott, with their three kids Ashley, Parker, and Ellie who moved here from California.  Great folks!   We grew to become friends with their entire family – we met their in-laws, talked about yard work, school…