I helped my brother-in-law buy a new car last weekend. He’s not a fan of dealing with salespeople or talking numbers, so he asked me to come along and handle the negotiation. Not a  problem — I’ve helped him with several deals and negotiations like this before so I was…

I had 4 different clients who decided to use someone else besides me for their home loan in recent weeks.  Now losing a client every now and then is a normal part of the business when you are a Mortgage Advisor, but these 4 ended up stinging a bit more…

It is a very competitive market in the mortgage industry today.  Families are very cost conscious when it comes to their fees and interest rates. Mortgage lenders have shaved as much cost out of the process as we possibly can so we can be ultra competitive. On top of that, there…

While I am looking for a new full time job I started doing several part time jobs so that I can generate some type of income.  One of those jobs that I am doing is substitute teaching at our school district’s K-8 schools. Now I know how it is when students…

A friend of mine passed away last week. He died in his sleep.  He did have a few health problems but was taking care of them the best that he could.  It’s always hard for me to imagine people dying that I know, even when they actually do pass away….