I lost a loan this week. Now this happens every now and then. You can’t avoid it. But this one wasn’t because of a bad inspection or a buyer who couldn’t qualify. I lost it because another lender quoted a much lower interest rate. Usually, when a client compares rates, we’re within a…

“Be careful then, how you live – not as unwise but as wise, making the most of every opportunity, because the days are evil.”  Eph 4:15-16 (NIV)  Life is short… and the days aren’t always filled with good things. And I’m not always as careful as I need to be…

AI is making a difference in just about every facet of life. Like any other major advancement I’ve seen in my lifetime, I’ve embraced it and looked for ways to learn more about it and use it to make my job easier. And it has definitely changed how I do…

“But the fruit of the Spirit is love, joy, peace, patience, kindness, goodness, faithfulness, gentleness and self-control. Against such things there is no law.” Gal 5:22-23 (NIV) We taught our kids growing up the fruit of the spirit.  We even had a little song we used to sing with them…

The home loan business is tough right now. Again. Interest rates are high. Inflation is up. Fuel prices are up because of the conflict in Iran. The job market is strong, which is bad for mortgage rates. The economy seems resilient, which is also bad for mortgage rates. There is…

“Let us not become conceited, provoking and envying each other.”  Gal 6:26 (NIV) It’s very easy to look at what others have and be envious and poke holes at it!   We have to watch our attitude daily – me especially!

I have a loan I’m working on right now that is somewhat difficult.  We’re getting close to the closing date, and I don’t have everything completely worked out yet.  I will get there, but it’s hard. One thing I always try to do is keep the real estate agents and…

“But, Let him who boasts boast in the Lord.”  2 Cor 10:17 (NIV) It’s not about all the things we have or have done or the accolades we get or telling everyone about them all.  No way! It’s about letting folks know how we got them in the first place!

Dolly Parton died last week. We happened to be in downtown Nashville with some friends visiting from out of town when we heard the news. The band at the honky tonk we were in started telling stories about Dolly and then played one of her songs. That night, we went…

It’s easy to get caught up in what we see right now. The good times.  The success.  The struggles. The things we think will last forever. But they won’t. “So we fix our eyes not on what is seen, but on what is unseen. For what is seen is temporary,…