We are going on week 3 of the four of us, our dog and our guinea pig living in a 750 square foot 2 bedroom hotel due to the insurance work being done at our house. Overall we have been doing great! The kids have adjusted well, my wife is…

This week we moved out of our house and into a hotel for the next 3 weeks.  Back in October we had a water leak in our kitchen.  They immediately ripped up the floor and got rid of the water.  After the insurance claim was finally paid, and we figured…

Yesterday marked 27 years that my Mom has been gone from this earth. She passed away after a 2.5-year battle with cancer when she was 52 years old, and I was 25.  I was only 25!  Wow – I didn’t expect my mom to pass away this early on in…

I grew up in the South, but lived in Michigan for 12 years.  I never grew accustomed to the weather, especially the frigid temperatures.  One thing I did learn living there though was that once the first snow comes down, the snow never leaves the ground for at least 6…

The  real reason for the season y’all! “ For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.” John 3:16 (NIV) Merry Christmas!

As a mortgage loan officer, even though I work for a company, I am basically an independent businessperson running my own business while my company provides the needed support (people, systems, technology, etc.).  It is my job to get new business, it is my job to make sure loans close…

I just spent some great time this past week with my wife’s extended family in Gatlinburg TN.  We had 23 people gathered together and were able to spend several days hanging out over Thanksgiving!  I’m sure many of you have a much bigger family get together than this, but for…

I got sick last week. No I didn’t have covid-19, I had a sore throat caused by stress.  How do I know this? Because this exact illness and feeling has happened to me from time to time over the years and it has always been brought on by stress. I got behind…

Being a loan officer in the mortgage business means it is every man for himself.  Most loan officers work on 100% commission (gulp) and each lead, client or loan opportunity is the difference in whether there will be food on the table or not. So it is not uncommon for each…

In the mortgage industry, a loan officer works with a couple of other key folks to help him get a loan from start to finish.  The basic process for most lenders is that a loan officer would work with a production assistant, a processor, an underwriter and a funder (not…