The  real reason for the season y’all! “ For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.” John 3:16 (NIV) Merry Christmas!

As a mortgage loan officer, even though I work for a company, I am basically an independent businessperson running my own business while my company provides the needed support (people, systems, technology, etc.).  It is my job to get new business, it is my job to make sure loans close…

I just spent some great time this past week with my wife’s extended family in Gatlinburg TN.  We had 23 people gathered together and were able to spend several days hanging out over Thanksgiving!  I’m sure many of you have a much bigger family get together than this, but for…

I got sick last week. No I didn’t have covid-19, I had a sore throat caused by stress.  How do I know this? Because this exact illness and feeling has happened to me from time to time over the years and it has always been brought on by stress. I got behind…

Being a loan officer in the mortgage business means it is every man for himself.  Most loan officers work on 100% commission (gulp) and each lead, client or loan opportunity is the difference in whether there will be food on the table or not. So it is not uncommon for each…

In the mortgage industry, a loan officer works with a couple of other key folks to help him get a loan from start to finish.  The basic process for most lenders is that a loan officer would work with a production assistant, a processor, an underwriter and a funder (not…

 As I was working on a loan file for a customer last week, I got stuck on how to set something up in our system properly as it related to the file.  So, I checked with one of my peers on it to see how they usually would get past…

Most of the time I work from home, but last week I went into the office for a bit.  I needed to drop something off and decided to work there for a while since I was already there.  Our office is not that big, it has about 10 cubical spots…

This week I had one of those all day meetings I had to attend.  It was actually my first time attending a continuing education class that I am required to complete every year in order to keep my mortgage license current. I was NOT looking forward to sitting in a room…

I rarely see anyone smiling at work. Usually when I walk around the office every person I pass is either hunkered down, submerged into what they are working on with a very serious focused look on their face or their head is buried in their smartphone, texting or scrolling as they…