My wife’s parents took us all on a cruise for Christmas.  What a great gift and what an amazing time we had! I still wake up every morning thinking about all of the fun we experienced and things we did while we were on the cruise. The cruise line we used…

I’ve been running a little rouge at work the last couple of weeks.  I end up finding lots of things to do, but many times none of them lead to me making any revenue.  Being 100% commission based and basically self-employed, I many times find myself being very “busy” or…

When you are in the mortgage industry as a 100% commissioned loan officer, you are basically self-employed.  You have to generate all of the business yourself (or you don’t eat lol!).  This can be very self-rewarding as there are unlimited opportunities, but this type of business also comes with its…

Yes of course Thanksgiving is coming up this week (later than usual!).  As yes it’s time to be thankful. But how thankful are we? I know I have not been as grateful for things as I have been in the past.  I take so many things for granted these days!  My family is…

I was in a meeting last week and there were a lot of questions that arose regarding several different loan programs.  One of my colleagues in particular kept speaking up and answering any of the questions that were mentioned.   And he kept speaking up. And answering. And he kept speaking up.  And answering. Now collaboration…

A good friend of mine lost his job recently.  Obviously I know how this feels as I have been down this road twice in the last several years.  He is very skilled at his profession, very well spoken, always on top of his game, but as many of us have…

I get a little fired up over things sometimes. I have calmed down some over the years. But in many cases I have not. When it comes to something being unjust for example, this is a trigger point for me and I am very prone to say something to try and get it…

We’ve gone through a few changes on my job recently.  I’ve gotten a new branch manager, we moved our offices a couple of weeks ago, and our compensation plan got adjusted (don’t mess with my money! Lol).  I also have a different processor that supports me now and a couple…

Every year as a licensed loan officer, I have to take a certain amount of Continuing Education courses in order to renew my license.  I also voluntarily take training classes offered by my company to gain better knowledge and expertise on specific loan programs. One training is required.  The other…

I recently had a change in my processor that works with me (my right hand person helping me get all my loans closed).  The person I had been working with for the past 3 years has decided to leave the company.  My “new” assigned processor and I have worked together before…